1. Combined, how many months of living expenses do you have in an emergency fund?
2. What is your combined monthly high-interest debt payment (credit cards, personal loans)?
3. Are you both contributing to retirement accounts (401k, IRA, etc.)?
4. Have you had a detailed conversation about your financial goals for the first year of marriage?
5. Do you have adequate health, life, and disability insurance?
6. Do you have a will or basic estate planning documents?
7. How aligned are you on financial values (spending, saving, giving)?
8. Do you have a plan for combining (or not combining) finances after marriage?
9. What is your combined savings rate (% of income saved each month)?
10. Do you know your combined credit scores?